Privacy Policy
Last updated: June 2, 2026
Data we collect
We collect your email address for account authentication and expense data you enter in the app, including amounts, descriptions, group memberships, and settlement records.
How we use your data
Your data is used to provide the Owe to Pay service: calculating balances, displaying activity history, and enabling settlements within your groups. We do not sell your personal data.
Data retention
We retain your account and expense data for as long as your account is active. You may request deletion of your account and associated data at any time on our delete account page.
Contact
For privacy-related questions, contact contact@owetopay.com.