Owe to Pay

Split expenses. Settle up simply.

Track group and personal spending, see who owes whom, and record when debts are cleared.

How it works

  1. Step 1

    Create a group or add friends

    Start a shared context for roommates, trips, or any group that splits costs.

  2. Step 2

    Log expenses with flexible splits

    Record spending with equal, exact, percentage, or share-based splits.

  3. Step 3

    Settle when paid outside the app

    Mark debts as cleared when payments happen in cash, bank transfer, or elsewhere.

Everything you need to split fairly

  • Group expenses

    Track shared costs for roommates, trips, and any group context.

  • Individual balances

    See who owes whom at a glance with clear you owe and you are owed views.

  • Monthly recurring bills

    Set up rent, subscriptions, and other recurring expenses once.

  • Multi-currency tracking

    Log expenses in any currency with display conversion for the group.

Ready to settle up?

Download Owe to Pay and start tracking shared expenses with your group.